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Shelter Mortgage Company

Let Shelter Lending Services provide the dream loan for your dream home.

We’re proud to offer the highest level of expertise and personal attention to each individual client we serve. Get pre-qualified with our team before you begin shopping for homes to significantly boost your negotiating power!

Outstanding Communication

You will always know what is going on during the process.

A Local Presence

Our loan officers are in the communities that we serve, meeting with clients regularly.

The Right Mortgage for You

We offer state-of-the-art mortgages without the hassle.

Whether it’s your first home or your third, we are here to guide you through the mortgage loan process. Our easy-to-use platform keeps your data safe and secure while you fill out your application.Start a New Application

Nicolle Gainey

Sr. Loan Officer

NMLS license # 1020684

M:  843-267-4334


A:  104240 Ocean Hwy 17, Pawleys Island, SC  29585

© 2023 Shelter Lending Services, L.L.C. 1245 Cheyenne Avenue, Suite 304B/304C, Grafton, WI 53024. 866-982-1710. NMLS #1033753 ( This is not a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting, and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Offer is contingent upon a full credit review. A pre-qualification does not signify that all underwriting requirements have been met. Actual terms, including interest rate, are subject to change without prior notice and may vary based on eligibility criteria. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations apply.